Public Liability Insurance
There is always a risk of a customer getting hurt on your business property or an industrial accident causing harm to thousands of residents. To ensure they are well equipped to pay damages to victims of such unforeseen incidents, establishments opt for a Public Liability Insurance policy
Public Liability Insurance covers injuries or property damage suffered by third parties due to accidents occurring on the business premises.This policy is essential for restaurants, hotels, shopping centres, construction sites, and any other firm or establishment that directly interacts with the public.
What does Public Liability Insurance cover?
Public Liability Insurance covers:
The business's legal liability to pay compensation for third party bodily injury, disease, accidental death, or property damage
Legal costs and expenses incurred by the business
Why opt for this policy?
Essential for certain businesses
This insurance is indispensable for businesses that deal with customers physically or entertain a lot of visitors on their premises
Wide-ranging coverage
Coverage under this policy can be extended to even cover floods, earthquakes, pollution, elevators/escalator accidents, and much more!
Mandatory to certain industries
Industrial units and establishments that deal with hazardous substances have to compulsorily have this insurance in place as per the 1991 Public Liability Act
Learn about Public Liability Insurance in detail HERE
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