Secure your
business against
Unforseen Liabilities

Injured customer, faulty product, or staff negligence- we've got you covered.

Why choose us?

Have a seamless experience from purchase to claim

  • We’re powered by TECHNOLOGY

    This means quick quotations, one-click support, and paperless claims

  • We do what MATTERS

    We have settled over 70 commercial insurance claims

  • Numbers SPEAK

    We've seen 90% of clients renew their policies

About Liability Insurance

Q1: Why do I need Liability Insurance
Accidents always occur unexpectedly. And these unforeseen events can lead to major lawsuits, not to mention financial and reputational ruin. Despite safety measures, your business could face the following:
  • A customer slipping and falling on business premises
  • A product or service causing accidental harm to the public
  • A client claiming misconduct or negligence on the part of staff

Such events can absorb large amounts of money for the purpose of defence, payable damages, etc. But,
Q2: What does Liability Insurance cover?
Liability Insurance covers a business organization or a professional in the event of a lawsuit or legal claim made against them by a third-party on grounds of bodily harm, property damage, wrongdoing, or negligence.

Liability Insurance helps indemnify the business of its legal liability, pay compensation to the claimant, and cover costs of defence.
Q3. Who needs to opt for Liability Insurance?
Any business, irrespective of its size or industry, should opt for Liability Insurance.Risks like a customer getting hurt on business property, or a product causing unexpected harm are far too common to ignore. Liability Insurance policies can offer extensive protection from a broad spectrum of such risks, while also covering your defence costs.

On top of that, certain Liability policies have been made compulsory by the government.For example, any business establishment dealing in hazardous substances needs to have a Public Liability Insurance in place. Similarly, certain industries are required to purchase a Workmen's Compensation Insurance policy to ensure their worker's safety.
help

Up for a chat?
We are here to help

Ready to take the
stress out of business insurance?