Bharat Sookshma Udyam Suraksha (BSUS)
Bharat Sookshma Udyam Suraksha (BSUS) is a Fire and Allied Perils Insurance product available in India that protects SMEs against loss due to fire, explosion, natural calamities, malicious activity, and much more.
You can opt for a BSUS policy if your business’s total insurable assets at any one location are worth less than or equal to ₹5 Crore
Watch the video to know more
What does BSUS cover?
ASSETS
Building and attached structures like:
- Garages
- Fences
- Lifts
- Security systems
Plant and Machinery including:
- Computers
- System software
- Pipes
- Cables
Stock of goods or merchandise including:
- Finished goods
- Stock in process
- Raw materials
- Stock held in trust or stored in open
Other Assets like:
- Furniture
- Fixtures
- Electronic equipment
- Canteen equipment
RISKS
Fire, Lightning, Explosion & Aircraft damage
Earthquake, Landslide or Volcanic eruption
Riots, Strikes & Malicious damage
Missile testing operations
Theft within 7 days of a covered event
Forest fire, Bush-fire
Storm, Tempest, Flood or Inundation
Impact or Collision damage by an extenal object
Acts of Terrorism (in accordance with the Terrorism Clause)
Leakage from automatic sprinker installations
Why opt for a BSUS policy?
Protection For All Assets
It covers everything from your building and structures, to your machinery and stock, and to your office equipment under one policy.
Comprehensive Risk Coverage
It offers safety from an exhaustive range of risks and perilous events, including terrorism and natural disasters
Additional Covers
It offers many in-built covers for no extra premium. These include start-up expenses, professional fees, costs compelled by municipal regulations, movable stocks, and much more.
Learn about Bharat Sookshma Udyam Suraksha (BSUS) in detail HERE
If your business’s total insurable assets at any one location are worth more than ₹5 Crore , you may want to consider opting for a Standard Fire and Special Perils (SFSP), or a Bharat Laghu Udyam Suraksha (BLUS) Insurance policy!
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