Bharat Laghu Udyam Suraksha (BLUS)
Bharat Laghu Udyam Suraksha (BLUS) is a available in India that provides coverage to SMEs and MSMEs against a broad scope or risks like fire, explosion, natural calamities, and terrorism, among many others.
You can purchase a BLUS policy if your business’s total insurable assets at any one location are more than ₹5 Crore but less than ₹50 Crore
Watch the video to know more
What does BLUS cover?
ASSETS
Building and attached structures like:
- Garages
- Fences
- Lifts
- Security systems
Plant and Machinery including:
- Computers
- System software
- Pipes
- Cables
Stock of goods or merchandise including:
- Finished goods
- Stock in process
- Raw materials
- Stock held in trust or stored in open
Other Assets like:
- Furniture
- Fixtures
- Electronic equipment
- Canteen equipment
RISKS
Fire, Lightning, Explosion & Aircraft damage
Earthquake, Landslide or Volcanic eruption
Riots, Strikes & Malicious damage
Missile testing operations
Theft within 7 days of a covered event
Forest fire, Bush-fire
Storm, Tempest, Flood or Inundation
Impact or Collision damage by an extenal object
Acts of Terrorism (in accordance with the Terrorism Clause)
Leakage from automatic sprinker installations
Why opt for a BLUS policy?
Protection For All Assets
It covers everything from your building and structures, to your machinery and stock, and to your office equipment under one policy.
Comprehensive Risk Coverage
It offers safety from an exhaustive range of risks and perilous events, including terrorism and natural disasters
Additional Covers
It offers many in-built covers for no extra premium. These include start-up expenses, professional fees, costs compelled by municipal regulations, movable stocks, and much more.
Learn about Bharat Laghu Udyam Suraksha (BLUS) in detail HERE
If your business’s total insurable assets at any one location are worth more than ₹50 Crore or less than ₹5 Crore , you may want to consider opting for a Standard Fire and Special Perils (SFSP), or a Bharat Sookshma Udyam Suraksha (BSUS) Insurance policy!
Insure First Insurance Brokers LLP
Find us on :
IRDAI Certificate :
Products
Find us on :
IRDAI Certificate :
- Insurance is a subject matter of solicitation. All insurance products are offered through Insure First Insurance Brokers LLP (IRDAI License no. 673)
- Information presented on this website is for educational purposes only and should not be treated as legal, financial or any other form of advice. No party shall be held liable for financial or other any other form of loss incurred by the user or any affiliated party on the basis of information provided herein.